Disha India Micro Credit

Micro-credit company empowering women in underserved areas through loans and insurance services.

2008 | Saharanpur, Uttar Pradesh (India) | Active
Last Updated: January 05, 2025

Disha India Micro Credit Profile

Key Indicators

  • Authorised Capital ₹ 5.00 M
  • Paid Up Capital ₹ 2.45 M
  • Company Age 16 Year, 6 Months
  • Last Filing with ROC 31 Mar 2024
  • Open Charges ₹ 5.00 Cr
  • Satisfied Charges ₹ 10.50 Cr
  • Revenue Growth 35.52%
  • Profit Growth 81.49%
  • Ebitda 61.82%
  • Net Worth 15.45%
  • Total Assets 23.14%

About Disha India Micro Credit

Disha India Micro Credit (DIMC) is a leading Private Not For Profit Company incorporated in India on 09 July 2008 and has a history of 16 years and six months. Its registered office is in Saharanpur, Uttar Pradesh, India.

The Company is engaged in the Financial Services Industry.

The Company's status is Active, and it has filed its Annual Returns and Financial Statements up until 31 March 2024. It's a company limited by shares with an authorized capital of Rs 5.00 M and a paid-up capital of Rs 2.45 M.

The company currently has active open charges totaling ₹5.00 Cr. The company has closed loans amounting to ₹10.50 Cr, as per Ministry of Corporate Affairs (MCA) records.

Keshwa Tiwari, Rajive Jain, Riyasat Ali, and One other member serve as directors at the Company.

Company Details

  • Location

    Saharanpur, Uttar Pradesh, India

  • Telephone

    +91-XXXXXXXXXX

  • Email Address
  • Website
  • Social Media
    -

Corporate Identity Details

  • CIN/LLPIN

    U74900UP2008NPL035644

  • Company No.

    035644

  • Company Classification

    Private Not For Profit Company

  • Incorporation Date

    09 Jul 2008

  • Date of AGM

    30 Sep 2024

  • Date of Balance Sheet

    31 Mar 2024

  • Listing Status

    Unlisted

  • ROC Code

    Roc Kanpur

Industry

Financial Services

Who are the key members and board of directors at Disha India Micro Credit?

Executive Team (1)

Name Designation Appointment Date Status
Keshwa Tiwari Country flag representing In Managing Director 09-Jul-2008 Current

Board Members (3)

Name Designation Appointment Date Status
Tasneem Bano Country flag representing In Additional Director 25-Jun-2021 Current
Rajive Jain Country flag representing In Director 12-Oct-2008 Current
Riyasat Ali Country flag representing In Director 22-Jan-2019 Current

Financial Performance of Disha India Micro Credit.

Disha India Micro Credit, for the financial year ended 2022, experienced significant growth in revenue, with a 35.52% increase. The company also saw a substantial improvement in profitability, with a 81.49% increase in profit. The company's net worth Soared by an impressive increase of 15.45%.

Graph illustrating revenue growth over time
Graph showing profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
35.52%
Revenue from Operations
33.72%
Total Assets
23.14%
Profit or Loss
81.49%
Net Worth
15.45%
EBITDA
61.82%

What is the Ownership and Shareholding Structure of Disha India Micro Credit?

In 2022, Disha India Micro Credit had a promoter holding of 57.05% and a public holding of 42.95%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

Charges (Loans)

Open Charges

₹50.00 M

Satisfied Charges

₹105.00 M

Charges Breakdown by Lending Institutions

  • Punjab National Bank : 4.00 Cr
  • Ananya Finance For Inclusive Growth Private Limited : 0.50 Cr
  • Others : 0.50 Cr

Latest Charge Details

Date Lender Amount Status
07 Oct 2023 Others ₹5.00 M Open
29 Dec 2011 Punjab National Bank ₹2.00 Cr Open
03 Feb 2011 Ananya Finance For Inclusive Growth Private Limited ₹5.00 M Open
27 Mar 2010 Punjab National Bank ₹2.00 Cr Open
29 Mar 2023 Others ₹1.00 Cr Satisfied

How Many Employees Work at Disha India Micro Credit?

Disha India Micro Credit has a workforce of 245 employees as of Apr 07, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Graph showing employee growth trends

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Disha India Micro Credit, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Disha India Micro Credit's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Disha India Micro Credit

Recent activity within the organization

  • Annual General Meeting

    Disha India Micro Credit last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.

    30 Sep 2024

  • Charges

    A charge registered on 29 Mar 2023 via Charge ID 100702282 with Others was fully satisfied on 15 Jul 2024.

    15 Jul 2024

  • Charges

    A charge registered on 17 Feb 2020 via Charge ID 100326251 with Others was fully satisfied on 13 May 2024.

    13 May 2024

  • Charges

    A charge registered on 15 Jan 2023 via Charge ID 100671767 with Others was fully satisfied on 07 May 2024.

    07 May 2024

  • Balance Sheet

    Disha India Micro Credit has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Kanpur.

    31 Mar 2024

  • Charges

    A charge with Others amounted to Rs. 5.00 M with Charge ID 100809514 was registered on 07 Oct 2023.

    07 Oct 2023

Frequently asked questions

  • Disha India Micro Credit was incorporated on 09 Jul 2008.

  • The authorized share capital of Disha India Micro Credit is ₹ 5.00 M and paid-up capital is ₹ 2.45 M.

  • Currently 4 directors are associated with Disha India Micro Credit.

    • Keshwa Nand Tiwari
    • Rajive Kumar Jain
    • Riyasat Ali
    • Tasneem Bano
  • As per Ministry of Corporate Affairs (Mca), the registered address of Disha India Micro Credit is Moh. Mandirji P.O Chilkana Sultanpur India, Saharanpur, Uttar Pradesh, 247001.

  • The corporate identification number (CIN) of Disha India Micro Credit is U74900UP2008NPL035644 and the company number is 035644 as per Ministry of Corporate Affairs (MCA).

  • The Official website of Disha India Micro Credit is https://www.dimc.in

  • According to the financial reports for the fiscal year 2022, the revenue trend for Disha India Micro Credit has risen by 35.52%.

  • As Per 2022 financial reports, 245 employees are currently employed by Disha India Micro Credit.

  • The financial reports for the fiscal year 2022 indicates that The net worth of Disha India Micro Credit has experienced an upsurge of 15.45%.

  • As per the financial statements for fiscal Year 2022, The total open charges for Disha India Micro Credit amount to ₹ 5.00 Cr.

  • The most recent Balance Sheet for Disha India Micro Credit was filed with the ROC on 31 Mar 2024.

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