Emerald Finance Limited

NBFC company offering loans, insurance, and forex services to 20 lac customers.

1983 | Rupnagar, Punjab (India) | Active
Last Updated: November 16, 2024

Emerald Finance Profile

Key Indicators

  • Authorised Capital ₹ 50.00 Cr
  • Paid Up Capital ₹ 32.78 Cr
  • Company Age 41 Year, 3 Months
  • Last Filing with ROC 31 Mar 2024
  • Open Charges ₹ 32.28 Cr
  • Satisfied Charges ₹ 19.26 Cr
  • Revenue Growth 30.83%
  • Profit Growth 27.86%
  • Ebitda 33.79%
  • Net Worth 13.79%
  • Total Assets 11.68%

About Emerald Finance

Emerald Finance Limited (EFL) is a leading Public Limited Indian Non-Government Company incorporated in India on 22 November 1983 and has a history of 41 years and three months. Its registered office is in Rupnagar, Punjab, India.

It is listed on the Bombay Stock Exchange(BSE) under the ticker symbol 538882.

The Company is engaged in the Financial Services Industry.

The Company's status is Active, and it has filed its Annual Returns and Financial Statements up until 31 March 2024. It's a company limited by shares with an authorized capital of Rs 50.00 Cr and a paid-up capital of Rs 32.78 Cr.

The company currently has active open charges totaling ₹32.28 Cr. The company has closed loans amounting to ₹19.26 Cr, as per Ministry of Corporate Affairs (MCA) records.

The Key Managerial Personnel (KMP) at Emerald Finance Limited India are Amarjeet Kaur as COMPANY SECRETARY and Sheetal Kapoor as Cfo. Raman Aggarwal, Anubha Aggarwal, Sanjay Aggarwal, and One other member serve as directors at the Company.

Company Details

  • Location

    Rupnagar, Punjab, India

  • Telephone

    +91-XXXXXXXXXX

  • Email Address

  • Website

    emeraldfin.com

  • Social Media
    -

Corporate Identity Details

  • CIN/LLPIN

    L65993CH1983PLC041774

  • Company No.

    041774

  • Stock Symbol

    BSE : 538882

  • Company Classification

    Public Limited Indian Non-Government Company

  • Incorporation Date

    22 Nov 1983

  • Date of AGM

    30 Sep 2024

  • Date of Balance Sheet

    31 Mar 2024

  • Listing Status

    Listed

  • ROC Code

    Roc Chandigarh

Industry

Financial Services

Who are the key members and board of directors at Emerald Finance?

Executive Team (3)

NameDesignationAppointment DateStatus
Sanjay Aggarwal Country flag representing In Managing Director01-Sep-2009Current
Amarjeet Kaur Country flag representing In Company Secretary01-Jan-2021Current
Sheetal Kapoor Country flag representing In CFO04-Apr-2015Current

Board Members (3)

NameDesignationAppointment DateStatus
Raman Aggarwal Country flag representing In Director 13-May-2014Current
Anubha Aggarwal Country flag representing In Director 26-Oct-2017Current
Deepak Gour Country flag representing In Director 01-Dec-2012Current

Financial Performance of Emerald Finance.

Emerald Finance Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 30.83% increase. The company also saw a substantial improvement in profitability, with a 27.86% increase in profit. The company's net worth Soared by an impressive increase of 13.79%.

Graph illustrating revenue growth over time
Graph showing profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023)YOY Growth
(FY 2022)(FY 2021)(FY 2020)(FY 2019)
Total Revenue
30.83%
Revenue from Operations
31.51%
Total Assets
11.68%
Profit or Loss
27.86%
Net Worth
13.79%
EBITDA
33.79%

What is the Ownership and Shareholding Structure of Emerald Finance?

In 2022, Emerald Finance had a promoter holding of 72.51% and a public holding of 27.48%. The company had 1 Subsidiary. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

Charges (Loans)

Open Charges

₹32.28 Cr

Satisfied Charges

₹19.26 Cr

Charges Breakdown by Lending Institutions

  • Others : 17.25 Cr
  • State Bank Of India : 15.00 Cr
  • Canara Bank : 0.03 Cr

Latest Charge Details

DateLenderAmountStatus
19 Jul 2024Others₹2.00 CrOpen
09 May 2024Others₹1.00 CrOpen
02 May 2024Others₹1.00 CrOpen
25 Apr 2024Others₹1.00 CrOpen
27 Mar 2024Others₹5.00 CrOpen

How Many Employees Work at Emerald Finance?

Unlock and access historical data on people associated with Emerald Finance, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Graph showing employee growth trends

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Emerald Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Emerald Finance's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Emerald Finance

Recent activity within the organization

  • Charges

    A charge registered on 26 Jul 2023 via Charge ID 100762005 with Others was fully satisfied on 30 Sep 2024.

    30 Sep 2024

  • Annual General Meeting

    Emerald Finance Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.

    30 Sep 2024

  • Charges

    A charge registered on 13 Mar 2024 via Charge ID 100895912 with Others was fully satisfied on 27 Jul 2024.

    27 Jul 2024

  • Charges

    A charge with Others amounted to Rs. 2.00 Cr with Charge ID 100953269 was registered on 19 Jul 2024.

    19 Jul 2024

  • Charges

    A charge registered on 19 Oct 2022 via Charge ID 100763288 with Others was fully satisfied on 12 Jul 2024.

    12 Jul 2024

  • Charges

    A charge registered on 05 May 2022 via Charge ID 100585917 with Others was fully satisfied on 11 Jul 2024.

    11 Jul 2024

Frequently asked questions

  • Emerald Finance Limited was incorporated on 22 Nov 1983.

  • The authorized share capital of Emerald Finance Limited is ₹ 50.00 Cr and paid-up capital is ₹ 32.78 Cr.

  • Currently 6 directors are associated with Emerald Finance Limited.

    • Raman Aggarwal
    • Anubha Aggarwal
    • Sanjay Aggarwal
    • Deepak Gour
    • Amarjeet Kaur
    • Sheetal Kapoor
  • As per Ministry of Corporate Affairs (Mca), the registered address of Emerald Finance Limited is Sco 7, Indl Area Phase Ii India, Chandigarh, 160062.

  • The corporate identification number (CIN) of Emerald Finance Limited is L65993CH1983PLC041774 and the company number is 041774 as per Ministry of Corporate Affairs (MCA).

  • Yes, Emerald Finance Limited is registered on Bombay Stock Exchange (BSE).

  • The Official website of Emerald Finance Limited is https://www.emeraldfin.com

  • According to the financial reports for the fiscal year 2023, the revenue trend for Emerald Finance Limited has risen by 30.83%.

  • The financial reports for the fiscal year 2023 indicates that The net worth of Emerald Finance Limited has experienced an upsurge of 13.79%.

  • As per the financial statements for fiscal Year 2023, The total open charges for Emerald Finance Limited amount to ₹ 32.28 Cr.

  • The most recent Balance Sheet for Emerald Finance Limited was filed with the ROC on 31 Mar 2024.

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