Jana Small Finance Bank Limited Company Logo

Jana Small Finance Bank Limited - Company Profile

It is a financial services public limited company based in Bangalore, Karnataka, India, established in 2006.

2006 | Bangalore, Karnataka, India | Active
Last Updated:

About Jana Small Finance Bank Limited

Jana Small Finance Bank Limited, a active public limited company, was established on 24 July 2006 in Bangalore, Karnataka, India. Engaging in commercial banks within the financial and insurance service sector, it holds CIN: U65923KA2006PLC040028. Registered under ROC Roc Bangalore. it is listed. It has an authorized capital of ₹200.00 Cr and a paid-up capital of ₹105.26 Cr.

Formerly known as Janalakshmi Financial Services Limited, Janalakshmi Financial Services Private Limited. It upholds a compliant status. In 2023, it reported revenue of ₹3,699.88 Cr and a net worth of ₹1,797.26 Cr. Employing 20,802 professional, Its leadership includes Chitra Rajiv Talwar (Director), Krishnan Subramania Raman (Whole-Time Director), Ramalingam Ramaseshan (Director). Past directors included Zaheer Abbas Sitabkhan, Donald Macinnes Peck, Geeta Dutta Goel. It holds ₹2.70 Cr open charges and ₹16,983.00 Cr settled loans. Its latest AGM occurred on 29 August 2025, with the balance sheet filed on 31 March 2025. It is based at Thefairwaybusinesspark #10/1,11/2,12/2B,Off Domlur Koramangala Inner Rg Rd, Next To Egl,Cha, Llaghatta, Bangalore, Karnataka, 560071.

Company Details

  • CIN/LLPIN

    L65923KA2006PLC040028

  • Registration Number

    040028

  • Incorporation Date

    24 July 2006

  • Authorized Capital

    ₹200.00 Cr

  • Paid-Up Capital

    ₹105.26 Cr

  • ROC Code

    Roc Bangalore

  • Listing Status

    Listed

  • Company Status

    Active

Key Indicators

  • Authorised Capital ₹ 200.00 Cr
  • Paid Up Capital ₹ 105.26 Cr
  • Company Age 19 Year, 4 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 2.70 Cr
  • Satisfied Charges ₹ 16,983.00 Cr
  • Revenue Growth 21.30%
  • Profit Growth 6.15%
  • Ebitda 1.50%
  • Net Worth 49.68%
  • Total Assets 27.02%
Company report

Jana Small Finance Bank Limited

Company Report FY 2025-2026

Explore comprehensive insights into Jana Small Finance Bank Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Jana Small Finance Bank Limited?

Current Directors

NameDesignationAppointment DateStatus
Chitra Rajiv TalwarDirector31 Jan 2020Current
Krishnan Subramania RamanWhole-Time Director01 Jan 2024Current
Ramalingam RamaseshanDirector25 Feb 2016Current
Ramesh RamanathanDirector24 Jul 2006Current
Vijaya Kumar PammiDirector24 Mar 2023Current
Dinesh Chander PatwariDirector22 Jul 2024Current

Past Directors

NameDesignationCessationStatus
Pramod AbcsddDirector23 Sep 2015Past
Pramod AbcsddDirector13 Jun 2011Past
Pramod AbcsddDirector13 Jun 2011Past
Pramod AbcsddAdditional Director05 Jun 2020Past
Pramod AbcsddCompany Secretary31 Jul 2009Past
Pramod AbcsddAdditional Director10 Aug 2018Past

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Financial Performance of Jana Small Finance Bank.

Jana Small Finance Bank Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 21.3% increase. The company also saw a slight improvement in profitability, with a 6.15% increase in profit. The company's net worth Soared by an impressive increase of 49.68%.

Jana Small Finance Bank revenue growth over time
Jana Small Finance Bank profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023)YOY Growth
(FY 2022)(FY 2021)(FY 2020)(FY 2019)
Total Revenue
21.30%
Revenue from Operations
12.78%
Total Assets
27.02%
Profit or Loss
6.15%
Net Worth
49.68%
EBITDA
1.50%

What is the Ownership and Shareholding Structure of Jana Small Finance Bank?

In 2023, Jana Small Finance Bank had a promoter holding of 42.88% and a public holding of 57.12%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

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Charges (Loans)

Open Charges

₹27,000,000.00

Satisfied Charges

₹169,829,977,500.00

Charges Breakdown by Lending Institutions

  • Others : 4149.70 Cr
  • Idbi Trusteeship Services Limited : 1431.10 Cr
  • Idbi Bank Limited : 1175.00 Cr
  • Yes Bank Limited : 675.00 Cr
  • State Bank Of India : 632.50 Cr
  • Others : 8919.70 Cr

Latest Charge Details

DateLenderAmountStatus
05 Feb 2024Others₹2.70 CrSatisfied
12 Mar 2020Others₹400.00 CrSatisfied
14 Feb 2020Others₹600.00 CrSatisfied
28 Sep 2017Others₹200.00 CrSatisfied
31 Aug 2017Others₹200.00 CrSatisfied

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How Many Employees Work at Jana Small Finance Bank?

Jana Small Finance Bank has a workforce of 20802 employees as of Mar 27, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee growth trends for Jana Small Finance Bank Limited

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Jana Small Finance Bank, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Jana Small Finance Bank's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Jana Small Finance Bank

Recent Activity within the Organization

  • Charges

    A charge registered on 05 Feb 2024 via Charge ID 100873792 with Others was fully satisfied on 06 Nov 2025. was recorded as a recent event.

  • Annual General Meeting

    Progress on Jana Small Finance Bank Limited last Annual general meeting of members was held on 29 Aug 2025 as per latest MCA records. was documented.

  • Director Appointment

    Rakesh Joshi was appointed as a Additional Director was appointed as a Additional Director on 27 Aug 2025 & has been associated with this company since 3 months 24 days . was recorded as a recent event.

  • Balance Sheet

    Progress on Jana Small Finance Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore. was documented.

  • Director Appointment

    Dinesh Chander Patwari was appointed as a Director was appointed as a Director on 22 Jul 2024 & has been associated with this company since 1 year 4 months . was recorded as a recent event.

  • Charges

    The activity A charge with Others amounted to Rs. 2.70 Cr with Charge ID 100873792 was registered on 05 Feb 2024. was completed.

Recent News, Updates & Announcement

Frequently Asked Questions

  • What is the CIN of Jana Small Finance Bank Limited?

    The CIN of Jana Small Finance Bank Limited is L65923KA2006PLC040028.

  • Where is Jana Small Finance Bank Limited headquartered?

    Jana Small Finance Bank Limited is headquartered at Thefairwaybusinesspark #10/1,11/2,12/2B,Off Domlur Koramangala Inner Rg Rd, Next To Egl,Cha, Llaghatta, Bangalore, Karnataka, 560071.

  • When was Jana Small Finance Bank Limited incorporated?

    Jana Small Finance Bank Limited was incorporated on 24 July 2006.

  • Who are the current directors of Jana Small Finance Bank Limited?

    The current directors of Jana Small Finance Bank Limited are

  • What is the primary industry of Jana Small Finance Bank Limited?

    The primary industry of Jana Small Finance Bank Limited is Financial And Insurance Service.

  • Is Jana Small Finance Bank Limited a listed company?

    Jana Small Finance Bank Limited is listed.

  • What is the capital structure of Jana Small Finance Bank Limited?

    The authorized capital of Jana Small Finance Bank Limited is ₹200.00 Cr, and the paid-up capital is ₹105.26 Cr.

  • What is the compliance status of Jana Small Finance Bank Limited?

    The compliance status of Jana Small Finance Bank Limited is Compliant.

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