

Jana Small Finance Bank Profile
Key Indicators
- Authorised Capital ₹ 585.00 Cr
- Paid Up Capital ₹ 355.79 Cr
- Company Age 18 Year, 7 Months
- Last Filing with ROC 31 Mar 2023
- Satisfied Charges ₹ 16,980.30 Cr
- Revenue Growth 21.30%
- Profit Growth 6.15%
- Ebitda 1.50%
- Net Worth 49.68%
- Total Assets 27.02%
About Jana Small Finance Bank
Jana Small Finance Bank Limited (JSFBL) is a leading Public Limited Indian Non-Government Company incorporated in India on 24 July 2006 and has a history of 18 years and seven months. Its registered office is in Bangalore, Karnataka, India.
The Corporate was formerly known as Janalakshmi Financial Services Limited. The Company is engaged in the Finance And Insurance Industry.
The Company's status is Active, and it has filed its Annual Returns and Financial Statements up until 31 March 2023. It's a company limited by shares with an authorized capital of Rs 585.00 Cr and a paid-up capital of Rs 355.79 Cr.
The company has closed loans amounting to ₹16,980.30 Cr, and has no open charges as per Ministry of Corporate Affairs (MCA) records.
The Key Managerial Personnel (KMP) at Jana Small Finance Bank Limited India are Lakshmi Narayanamurthy as COMPANY SECRETARY and Sandur Abhilash as Cfo. Ramesh Ramanathan, Ramalingam Ramaseshan, Subhash Khuntia, and Six other members serve as directors at the Company.
Company Details
- Location
Bangalore, Karnataka, India
- Telephone
+91-XXXXXXXXXX
- Email Address
- Website
- Social Media
- Apps
Corporate Identity Details
- CIN/LLPIN
U65923KA2006PLC040028
- Company No.
040028
- Company Classification
Public Limited Indian Non-Government Company
- Incorporation Date
24 Jul 2006
- Date of AGM
23 Jun 2023
- Date of Balance Sheet
31 Mar 2023
- Listing Status
Unlisted
- ROC Code
Roc Bangalore
Industry
Who are the key members and board of directors at Jana Small Finance Bank?
Executive Team (3)
Name | Designation | Appointment Date | Status |
---|---|---|---|
Ajay Kanwal ![]() | Managing Director | 30-Aug-2017 | Current |
Lakshmi Narayanamurthy | Company Secretary | 08-Aug-2018 | Current |
Sandur Abhilash | CFO | 20-Jul-2023 | Current |
Board Members (8)
Name | Designation | Appointment Date | Status |
---|---|---|---|
Subhash Khuntia ![]() | Director | 28-Jul-2021 | Current |
Kumbla Nayak ![]() | Director | 05-May-2022 | Current |
Chitra Talwar ![]() | Director | 31-Jan-2020 | Current |
Ramesh Ramanathan ![]() | Director | 24-Jul-2006 | Current |
Ramalingam Ramaseshan ![]() | Director | 25-Feb-2016 | Current |
Vijaya Pammi ![]() | Director | 30-Mar-2023 | Current |
Financial Performance of Jana Small Finance Bank.
Jana Small Finance Bank Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 21.3% increase. The company also saw a slight improvement in profitability, with a 6.15% increase in profit. The company's net worth Soared by an impressive increase of 49.68%.


- Key Matrics
- Balance Sheet
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What is the Ownership and Shareholding Structure of Jana Small Finance Bank?
In 2023, Jana Small Finance Bank had a promoter holding of 42.88% and a public holding of 57.12%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Related Corporates (Common Directorship)
- Magic Wand Empowerment Private Limited
Chitra Talwar is a mutual person
- Jana Urban Space Foundation (India)
Ramesh Ramanathan is a mutual person
- Jana Urban Services For Transformation Private Limited
Ramesh Ramanathan is a mutual person
- Jana Urban Foundation
Ramesh Ramanathan is a mutual person
- National Commodity Clearing Limited
Kumbla Nayak is a mutual person
- Rashtriya E Market Services Private Limited
Ramalingam Ramaseshan is a mutual person
Charges (Loans)
₹0
₹16,980.30 Cr
Charges Breakdown by Lending Institutions
- Others : 4147.00 Cr
- Idbi Trusteeship Services Limited : 1431.10 Cr
- Idbi Bank Limited : 1175.00 Cr
- Yes Bank Limited : 675.00 Cr
- State Bank Of India : 632.50 Cr
- Others : 8919.70 Cr
Latest Charge Details
Date | Lender | Amount | Status |
---|---|---|---|
12 Mar 2020 | Others | ₹400.00 Cr | Satisfied |
14 Feb 2020 | Others | ₹600.00 Cr | Satisfied |
28 Sep 2017 | Others | ₹200.00 Cr | Satisfied |
31 Aug 2017 | Others | ₹200.00 Cr | Satisfied |
27 Jun 2017 | Others | ₹300.00 Cr | Satisfied |
How Many Employees Work at Jana Small Finance Bank?
Jana Small Finance Bank has a workforce of 20802 employees as of Mar 27, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Deals i

Gain comprehensive insights into the Deals and Valuation data of Jana Small Finance Bank, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Jana Small Finance Bank's trajectory.
Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.
Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.
Latest Updates, News, and FAQs on Jana Small Finance Bank
Recent activity within the organization
- Annual General Meeting
Jana Small Finance Bank Limited last Annual general meeting of members was held on 23 Jun 2023 as per latest MCA records.
- Balance Sheet
Jana Small Finance Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2023 with Roc Bangalore.
- Director Appointment
Vijaya Kumar Pammi was appointed as a Director was appointed as a Director on 30 Mar 2023 & has been associated with this company since 1 year 11 months .
- Charges
A charge registered on 24 Sep 2015 via Charge ID 10598917 with Others was fully satisfied on 21 Sep 2022.
- Charges
A charge registered on 23 Mar 2015 via Charge ID 10556428 with The Hongkong And Shanghai Banking Corporation Limited was fully satisfied on 21 Oct 2021.
- Charges
A charge registered on 24 Mar 2015 via Charge ID 10556448 with Idbi Trusteeship Services Limited was fully satisfied on 20 Oct 2021.
Recent News, Updates & Announcement
Frequently asked questions
What is the Incorporation or founding date of Jana Small Finance Bank Limited?
Jana Small Finance Bank Limited was incorporated on 24 Jul 2006.
What is authorized share capital and paid-up capital of Jana Small Finance Bank Limited?
The authorized share capital of Jana Small Finance Bank Limited is ₹ 585.00 Cr and paid-up capital is ₹ 355.79 Cr.
Who are the current board members & directors of Jana Small Finance Bank Limited?
Currently 11 directors are associated with Jana Small Finance Bank Limited.
- Ramesh Ramanathan
- Ramalingam Ramaseshan
- Subhash Chandra Khuntia
- Vijaya Kumar Pammi
- Kumbla Srinivas Nayak
- Lakshmi Raja Narayanamurthy
- Sandur Abhilash
- Krishnan Subramania Raman
- Ajay Chamanlal Kanwal
- Chitra Rajiv Talwar
- Rahul Khosla
What is the registered address of Jana Small Finance Bank Limited?
As per Ministry of Corporate Affairs (Mca), the registered address of Jana Small Finance Bank Limited is Thefairwaybusinesspark #10/1 11/2 12/2B Off Domlur, Koramangala Inner Rg Rd Next To Egl Challaghatta, Bangalore, Karnataka, India, 560071.
What is the corporate identification number (CIN) and company number of Jana Small Finance Bank Limited?
The corporate identification number (CIN) of Jana Small Finance Bank Limited is U65923KA2006PLC040028 and the company number is 040028 as per Ministry of Corporate Affairs (MCA).
What is the official website of Jana Small Finance Bank Limited?
The Official website of Jana Small Finance Bank Limited is https://www.janabank.com
What has been the recent revenue trend for Jana Small Finance Bank Limited?
According to the financial reports for the fiscal year 2023, the revenue trend for Jana Small Finance Bank Limited has risen by 21.30%.
How many employees does Jana Small Finance Bank Limited currently have?
As Per 2023 financial reports, 20802 employees are currently employed by Jana Small Finance Bank Limited.
What change has been observed in the net worth of Jana Small Finance Bank Limited, and by what percentage?
The financial reports for the fiscal year 2023 indicates that The net worth of Jana Small Finance Bank Limited has experienced an upsurge of 49.68%.
When was the last Balance Sheet of Jana Small Finance Bank Limited filed with the ROC?
The most recent Balance Sheet for Jana Small Finance Bank Limited was filed with the ROC on 31 Mar 2023.
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