Jana Small Finance Bank Limited

Provides financial services and operates as a small finance bank.

2006 | Bangalore, Karnataka (India) | Active
Last Updated: January 11, 2024

Jana Small Finance Bank Profile

Key Indicators

  • Authorised Capital ₹ 585.00 Cr
  • Paid Up Capital ₹ 355.79 Cr
  • Company Age 18 Year, 6 Months
  • Last Filing with ROC 31 Mar 2023
  • Satisfied Charges ₹ 16,980.30 Cr
  • Revenue Growth 21.30%
  • Profit Growth 6.15%
  • Ebitda 1.50%
  • Net Worth 49.68%
  • Total Assets 27.02%

About Jana Small Finance Bank

Jana Small Finance Bank Limited (JSFBL) is a leading Public Limited Indian Non-Government Company incorporated in India on 24 July 2006 and has a history of 18 years and six months. Its registered office is in Bangalore, Karnataka, India.

The Corporate was formerly known as Janalakshmi Financial Services Limited. The Company is engaged in the Finance And Insurance Industry.

The Company's status is Active, and it has filed its Annual Returns and Financial Statements up until 31 March 2023. It's a company limited by shares with an authorized capital of Rs 585.00 Cr and a paid-up capital of Rs 355.79 Cr.

The company has closed loans amounting to ₹16,980.30 Cr, and has no open charges as per Ministry of Corporate Affairs (MCA) records.

The Key Managerial Personnel (KMP) at Jana Small Finance Bank Limited India are Lakshmi Narayanamurthy as COMPANY SECRETARY and Sandur Abhilash as Cfo. Ramesh Ramanathan, Ramalingam Ramaseshan, Subhash Khuntia, and Six other members serve as directors at the Company.

Company Details

  • Location

    Bangalore, Karnataka, India

  • Telephone

    +91-XXXXXXXXXX

  • Email Address

  • Website

    janabank.com

  • Social Media
  • Apps

Corporate Identity Details

  • CIN/LLPIN

    U65923KA2006PLC040028

  • Company No.

    040028

  • Company Classification

    Public Limited Indian Non-Government Company

  • Incorporation Date

    24 Jul 2006

  • Date of AGM

    23 Jun 2023

  • Date of Balance Sheet

    31 Mar 2023

  • Listing Status

    Unlisted

  • ROC Code

    Roc Bangalore

Industry

Finance and Insurance

Who are the key members and board of directors at Jana Small Finance Bank?

Executive Team (3)

NameDesignationAppointment DateStatus
Ajay Kanwal Country flag representing Sg Managing Director30-Aug-2017Current
Lakshmi Narayanamurthy Company Secretary08-Aug-2018Current
Sandur Abhilash CFO20-Jul-2023Current

Board Members (8)

NameDesignationAppointment DateStatus
Subhash Khuntia Country flag representing In Director 28-Jul-2021Current
Kumbla Nayak Country flag representing In Director 05-May-2022Current
Chitra Talwar Country flag representing In Director 31-Jan-2020Current
Ramesh Ramanathan Country flag representing In Director 24-Jul-2006Current
Ramalingam Ramaseshan Country flag representing In Director 25-Feb-2016Current
Vijaya Pammi Country flag representing In Director 30-Mar-2023Current

Financial Performance of Jana Small Finance Bank.

Jana Small Finance Bank Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 21.3% increase. The company also saw a slight improvement in profitability, with a 6.15% increase in profit. The company's net worth Soared by an impressive increase of 49.68%.

Graph illustrating revenue growth over time
Graph showing profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023)YOY Growth
(FY 2022)(FY 2021)(FY 2020)(FY 2019)
Total Revenue
21.30%
Revenue from Operations
12.78%
Total Assets
27.02%
Profit or Loss
6.15%
Net Worth
49.68%
EBITDA
1.50%

What is the Ownership and Shareholding Structure of Jana Small Finance Bank?

In 2023, Jana Small Finance Bank had a promoter holding of 42.88% and a public holding of 57.12%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

Charges (Loans)

Open Charges

₹0

Satisfied Charges

₹16,980.30 Cr

Charges Breakdown by Lending Institutions

  • Others : 4147.00 Cr
  • Idbi Trusteeship Services Limited : 1431.10 Cr
  • Idbi Bank Limited : 1175.00 Cr
  • Yes Bank Limited : 675.00 Cr
  • State Bank Of India : 632.50 Cr
  • Others : 8919.70 Cr

Latest Charge Details

DateLenderAmountStatus
12 Mar 2020Others₹400.00 CrSatisfied
14 Feb 2020Others₹600.00 CrSatisfied
28 Sep 2017Others₹200.00 CrSatisfied
31 Aug 2017Others₹200.00 CrSatisfied
27 Jun 2017Others₹300.00 CrSatisfied

How Many Employees Work at Jana Small Finance Bank?

Jana Small Finance Bank has a workforce of 20802 employees as of Mar 27, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Graph showing employee growth trends

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Jana Small Finance Bank, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Jana Small Finance Bank's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Jana Small Finance Bank

Recent activity within the organization

  • Annual General Meeting

    Jana Small Finance Bank Limited last Annual general meeting of members was held on 23 Jun 2023 as per latest MCA records.

    23 Jun 2023

  • Balance Sheet

    Jana Small Finance Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2023 with Roc Bangalore.

    31 Mar 2023

  • Director Appointment

    Vijaya Kumar Pammi was appointed as a Director was appointed as a Director on 30 Mar 2023 & has been associated with this company since 1 year 10 months .

    30 Mar 2023

  • Charges

    A charge registered on 24 Sep 2015 via Charge ID 10598917 with Others was fully satisfied on 21 Sep 2022.

    21 Sep 2022

  • Charges

    A charge registered on 23 Mar 2015 via Charge ID 10556428 with The Hongkong And Shanghai Banking Corporation Limited was fully satisfied on 21 Oct 2021.

    21 Oct 2021

  • Charges

    A charge registered on 24 Mar 2015 via Charge ID 10556448 with Idbi Trusteeship Services Limited was fully satisfied on 20 Oct 2021.

    20 Oct 2021

Recent News, Updates & Announcement

Frequently asked questions

  • Jana Small Finance Bank Limited was incorporated on 24 Jul 2006.

  • The authorized share capital of Jana Small Finance Bank Limited is ₹ 585.00 Cr and paid-up capital is ₹ 355.79 Cr.

  • Currently 11 directors are associated with Jana Small Finance Bank Limited.

    • Ramesh Ramanathan
    • Ramalingam Ramaseshan
    • Subhash Chandra Khuntia
    • Vijaya Kumar Pammi
    • Kumbla Srinivas Nayak
    • Lakshmi Raja Narayanamurthy
    • Sandur Abhilash
    • Krishnan Subramania Raman
    • Ajay Chamanlal Kanwal
    • Chitra Rajiv Talwar
    • Rahul Khosla
  • As per Ministry of Corporate Affairs (Mca), the registered address of Jana Small Finance Bank Limited is Thefairwaybusinesspark #10/1 11/2 12/2B Off Domlur, Koramangala Inner Rg Rd Next To Egl Challaghatta, Bangalore, Karnataka, India, 560071.

  • The corporate identification number (CIN) of Jana Small Finance Bank Limited is U65923KA2006PLC040028 and the company number is 040028 as per Ministry of Corporate Affairs (MCA).

  • The Official website of Jana Small Finance Bank Limited is https://www.janabank.com

  • According to the financial reports for the fiscal year 2023, the revenue trend for Jana Small Finance Bank Limited has risen by 21.30%.

  • As Per 2023 financial reports, 20802 employees are currently employed by Jana Small Finance Bank Limited.

  • The financial reports for the fiscal year 2023 indicates that The net worth of Jana Small Finance Bank Limited has experienced an upsurge of 49.68%.

  • The most recent Balance Sheet for Jana Small Finance Bank Limited was filed with the ROC on 31 Mar 2023.

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