Payjoy India Finance Private Limited

Provides innovative consumer finance solutions using mobile locking technology and data science.

2021 | Bangalore, Karnataka (India) | Active
Last Updated: May 18, 2024

Payjoy India Finance Profile

Key Indicators

  • Authorised Capital ₹ 2.50 Cr
  • Paid Up Capital ₹ 2.50 Cr
  • Company Age 3 Year, 10 Months
  • Last Filing with ROC 31 Mar 2023
  • Revenue Growth 28.11%
  • Profit Growth 52.29%
  • Ebitda 39.69%
  • Net Worth -9.58%
  • Total Assets -6.38%

About Payjoy India Finance

Payjoy India Finance Private Limited (PIFPL) is a Private Limited Foreign Company Incorporated In India incorporated in India on 25 March 2021 (Three years and ten months 17 days old ). Its registered office is in Bangalore, Karnataka, India.

The Company is engaged in the Financial Services Industry.

The Company's status is Active, and it has filed its Annual Returns and Financial Statements up until 31 March 2023. It's a company limited by shares with an authorized capital of Rs 2.50 Cr and a paid-up capital of Rs 2.50 Cr, as per Ministry of Corporate Affairs (MCA) records.

Raman Baijal and Bradley Pennington serve as directors at the Company.

Company Details

  • Location

    Bangalore, Karnataka, India

  • Telephone

    +91-XXXXXXXXXX

  • Email Address
  • Website

    -

  • Social Media
    -

Corporate Identity Details

  • CIN/LLPIN

    U65900KA2021FTC145841

  • Company No.

    145841

  • Company Classification

    Private Limited Foreign Company Incorporated In India

  • Incorporation Date

    25 Mar 2021

  • Date of AGM

    29 Sep 2023

  • Date of Balance Sheet

    31 Mar 2023

  • Listing Status

    Unlisted

  • ROC Code

    Roc Bangalore

Industry

Financial Services

Who are the key members and board of directors at Payjoy India Finance?

Board Members (2)

Name Designation Appointment Date Status
Raman Baijal Country flag representing In Director 25-Mar-2021 Current
Bradley Pennington Country flag representing Us Director 25-Mar-2021 Current

Financial Performance of Payjoy India Finance.

Payjoy India Finance Private Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 28.11% increase. The company also saw a substantial improvement in profitability, with a 52.29% increase in profit. The company's net worth dipped by a decrease of 9.58%.

Graph illustrating revenue growth over time
Graph showing profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
28.11%
Revenue from Operations
Total Assets
-6.38%
Profit or Loss
52.29%
Net Worth
-9.58%
EBITDA
39.69%

What is the Ownership and Shareholding Structure of Payjoy India Finance?

In 2023, Payjoy India Finance had a promoter holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

Charges (Loans)

Placeholder for charges-related data

There are no open charges registered against the company as per our records.

How Many Employees Work at Payjoy India Finance?

Payjoy India Finance has a workforce of 0 employees as of May 18, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Graph showing employee growth trends

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Payjoy India Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Payjoy India Finance's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Payjoy India Finance

Recent activity within the organization

  • Annual General Meeting

    Payjoy India Finance Private Limited last Annual general meeting of members was held on 29 Sep 2023 as per latest MCA records.

    29 Sep 2023

  • Balance Sheet

    Payjoy India Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2023 with Roc Bangalore.

    31 Mar 2023

  • Director Appointment

    Raman Baijal was appointed as a Director was appointed as a Director on 25 Mar 2021 & has been associated with this company since 3 years 10 months .

    25 Mar 2021

  • Director Appointment

    Bradley Robert Pennington was appointed as a Director was appointed as a Director on 25 Mar 2021 & has been associated with this company since 3 years 10 months .

    25 Mar 2021

  • Company Incorporation

    Payjoy India Finance Private Limited was registered on 25 Mar 2021 with Roc Bangalore & aged 3 years 10 months as per MCA records.

    25 Mar 2021

Frequently asked questions

  • Payjoy India Finance Private Limited was incorporated on 25 Mar 2021.

  • The authorized share capital of Payjoy India Finance Private Limited is ₹ 2.50 Cr and paid-up capital is ₹ 2.50 Cr.

  • Currently 2 directors are associated with Payjoy India Finance Private Limited.

    • Raman Baijal
    • Bradley Robert Pennington
  • As per Ministry of Corporate Affairs (Mca), the registered address of Payjoy India Finance Private Limited is 1St Floor Gopala Krishna Complex 45/3, Residency Rd Mg Road Shantala Nagar Ashok Nagar, Bangalore, Karnataka, India, 560025.

  • The corporate identification number (CIN) of Payjoy India Finance Private Limited is U65900KA2021FTC145841 and the company number is 145841 as per Ministry of Corporate Affairs (MCA).

  • According to the financial reports for the fiscal year 2023, the revenue trend for Payjoy India Finance Private Limited has risen by 28.11%.

  • The financial reports for the fiscal year 2023 indicates that The net worth of Payjoy India Finance Private Limited has experienced an downturn of -9.58%.

  • The most recent Balance Sheet for Payjoy India Finance Private Limited was filed with the ROC on 31 Mar 2023.