Credifin Limited

NBFC providing asset financing for vehicles, SMEs, and property loans in rural areas.

1992 | Jalandhar, Punjab (India) | Active
Last Updated:

Credifin Profile

Key Indicators

  • Authorised Capital ₹ 40.00 Cr
  • Paid Up Capital ₹ 12.39 Cr
  • Company Age 32 Year, 8 Months
  • Last Filing with ROC 31 Mar 2024
  • Open Charges ₹ 214.49 Cr
  • Satisfied Charges ₹ 45.98 Cr
  • Revenue Growth 105.54%
  • Profit Growth 63.12%
  • Ebitda 78.68%
  • Net Worth 153.35%
  • Total Assets 96.87%

About Credifin

Credifin Limited (CL) is a leading Public Limited Indian Non-Government Company incorporated in India on 20 July 1992 and has a history of 32 years and eight months. Its registered office is in Jalandhar, Punjab, India.

The Company is engaged in the Financial Services Industry.

The Company's status is Active, and it has filed its Annual Returns and Financial Statements up until 31 March 2024. It's a company limited by shares with an authorized capital of Rs 40.00 Cr and a paid-up capital of Rs 12.39 Cr.

The company currently has active open charges totaling ₹214.49 Cr. The company has closed loans amounting to ₹45.98 Cr, as per Ministry of Corporate Affairs (MCA) records.

The Key Managerial Personnel (KMP) at Credifin Limited India are Kuldeep Bhandari as Cfo, Kumar Gupta as Ceo, and Shikha Kapoor as Company Secretary. Aditi Kapur, Meghal Gupta, Vijay Sareen, and Two other members serve as directors at the Company.

Company Details

  • Location

    Jalandhar, Punjab, India

  • Telephone

    +91-XXXXXXXXXX

  • Email Address

  • Website

  • Social Media

Corporate Identity Details

  • CIN/LLPIN

    L65110PB1992PLC012488

  • Company No.

    012488

  • Company Classification

    Public Limited Indian Non-Government Company

  • Incorporation Date

    20 Jul 1992

  • Date of AGM

    19 Sep 2024

  • Date of Balance Sheet

    31 Mar 2024

  • Listing Status

    Listed

  • ROC Code

    Roc Chandigarh

Industry

Financial Services

Who are the key members and board of directors at Credifin?

Executive Team (3)

NameDesignationAppointment DateStatus
Kuldeep Bhandari Country flag representing In CFO16-Mar-2019Current
Kumar Gupta CEO22-Jun-2023Current
Shikha Kapoor Company Secretary01-Dec-2021Current

Board Members (5)

NameDesignationAppointment DateStatus
Meghal Gupta Country flag representing In Director 20-May-2021Current
Aditi Kapur Country flag representing In Director 26-Jun-2021Current
Vijay Sareen Country flag representing In Whole-Time Director 07-Mar-2020Current
Chandan Chugh Country flag representing In Director 30-Sep-2000Current
Ashwani Jindal Country flag representing In Director 07-Mar-2020Current

Financial Performance of Credifin.

Phf Leasing Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 105.54% increase. The company also saw a substantial improvement in profitability, with a 63.12% increase in profit. The company's net worth Soared by an impressive increase of 153.35%.

Credifin revenue growth over time
Credifin profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023)YOY Growth
(FY 2022)(FY 2021)(FY 2020)(FY 2019)
Total Revenue
105.54%
Revenue from Operations
107.38%
Total Assets
96.87%
Profit or Loss
63.12%
Net Worth
153.35%
EBITDA
78.68%

What is the Ownership and Shareholding Structure of Credifin?

In 2023, Credifin had a promoter holding of 5.65% and a public holding of 94.36%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

Charges (Loans)

Open Charges

₹214.49 Cr

Satisfied Charges

₹45.98 Cr

Charges Breakdown by Lending Institutions

  • Others : 189.19 Cr
  • State Bank Of India : 25.00 Cr
  • Col. (Retd.) Gurdeep Singh : 0.29 Cr
  • Indian Bank : 0.01 Cr

Latest Charge Details

DateLenderAmountStatus
31 Jan 2025Others₹20.00 CrOpen
27 Jan 2025Others₹5.00 CrOpen
26 Dec 2024Others₹2.00 CrOpen
26 Dec 2024Others₹5.00 CrOpen
24 Dec 2024Others₹1.75 CrOpen

How Many Employees Work at Credifin?

Credifin has a workforce of 297 employees as of Mar 27, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee growth trends for Credifin Limited

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Credifin, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Credifin's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Credifin

Recent activity within the organization

  • Charges

    A charge with Others amounted to Rs. 20.00 Cr with Charge ID 101041503 was registered on 31 Jan 2025.

  • Charges

    A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101041170 was registered on 27 Jan 2025.

  • Charges

    A charge with Others of Rs. 5.00 Cr registered on 13 Jun 2024 with Charge ID 100937221 was modified on 13 Jan 2025.

  • Charges

    A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101024437 was registered on 26 Dec 2024.

  • Charges

    A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101031750 was registered on 26 Dec 2024.

  • Charges

    A charge with Others amounted to Rs. 1.75 Cr with Charge ID 101033171 was registered on 24 Dec 2024.

Frequently asked questions

  • What is the Incorporation or founding date of Credifin Limited?

    Credifin Limited was incorporated on 20 Jul 1992.

  • What is authorized share capital and paid-up capital of Credifin Limited?

    The authorized share capital of Credifin Limited is ₹ 40.00 Cr and paid-up capital is ₹ 12.39 Cr.

  • Who are the current board members & directors of Credifin Limited?

    Currently 8 directors are associated with Credifin Limited.

    • Aditi Kapur
    • Kuldeep Bhandari
    • Kumar Shalya Gupta
    • Shikha Kapoor
    • Meghal Gupta
    • Vijay Kumar Sareen
    • Chandan Chugh
    • Ashwani Kumar Jindal

  • What is the registered address of Credifin Limited?

    As per Ministry of Corporate Affairs (Mca), the registered address of Credifin Limited is 87, Radio Colony India, Jalandhar - I, Punjab, 144001.

  • What is the corporate identification number (CIN) and company number of Credifin Limited?

    The corporate identification number (CIN) of Credifin Limited is L65110PB1992PLC012488 and the company number is 012488 as per Ministry of Corporate Affairs (MCA).

  • What is the official website of Credifin Limited?

    The Official website of Credifin Limited is https://www.phfleasing.com

  • What has been the recent revenue trend for Credifin Limited?

    According to the financial reports for the fiscal year 2023, the revenue trend for Credifin Limited has risen by 105.54%.

  • How many employees does Credifin Limited currently have?

    As Per 2023 financial reports, 297 employees are currently employed by Credifin Limited.

  • What change has been observed in the net worth of Credifin Limited, and by what percentage?

    The financial reports for the fiscal year 2023 indicates that The net worth of Credifin Limited has experienced an upsurge of 153.35%.

  • What are the total open charges for Credifin Limited?

    As per the financial statements for fiscal Year 2023, The total open charges for Credifin Limited amount to ₹ 214.49 Cr.

  • When was the last Balance Sheet of Credifin Limited filed with the ROC?

    The most recent Balance Sheet for Credifin Limited was filed with the ROC on 31 Mar 2024.

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