

S M L Finance Profile
Key Indicators
- Authorised Capital ₹ 15.00 Cr
- Paid Up Capital ₹ 6.03 Cr
- Company Age 28 Year, 8 Months
- Last Filing with ROC 31 Mar 2024
- Open Charges ₹ 109.01 Cr
- Satisfied Charges ₹ 454.21 Cr
- Revenue Growth 2.60%
- Profit Growth 70.86%
- Ebitda -67.85%
- Net Worth 1.01%
- Total Assets -8.46%
About S M L Finance
S M L Finance Limited (SMLFL) is a leading Public Limited Indian Non-Government Company incorporated in India on 13 August 1996 and has a history of 28 years and eight months. Its registered office is in Thrissur, Kerala, India.
The Corporate was formerly known as S M L Finance Private Limited. The Company is engaged in the Financial Services Industry.
The Company's status is Active, and it has filed its Annual Returns and Financial Statements up until 31 March 2024. It's a company limited by shares with an authorized capital of Rs 15.00 Cr and a paid-up capital of Rs 6.03 Cr.
The company currently has active open charges totaling ₹109.01 Cr. The company has closed loans amounting to ₹454.21 Cr, as per Ministry of Corporate Affairs (MCA) records.
The Key Managerial Personnel (KMP) at S M L Finance Limited India is Sibin Paulson as CFO. Griger Williams, Chungath Simon, Susanna Isaac, and Four other members serve as directors at the Company.
Company Details
- Location
Thrissur, Kerala, India
- Telephone
+91-XXXXXXXXXX
- Email Address
- Website
- Social Media
Corporate Identity Details
- CIN/LLPIN
U65910KL1996PLC010648
- Company No.
010648
- Company Classification
Public Limited Indian Non-Government Company
- Incorporation Date
13 Aug 1996
- Date of AGM
30 Sep 2024
- Date of Balance Sheet
31 Mar 2024
- Listing Status
Unlisted
- ROC Code
Roc Ernakulam
Industry
Who are the key members and board of directors at S M L Finance?
Executive Team (2)
Name | Designation | Appointment Date | Status |
---|---|---|---|
Griger Williams ![]() | Managing Director | 30-Sep-2001 | Current |
Sibin Paulson | CFO | 21-Oct-2023 | Current |
Board Members (6)
Name | Designation | Appointment Date | Status |
---|---|---|---|
Chungath Simon ![]() | Director | 05-Nov-1996 | Current |
Susanna Isaac ![]() | Director | 30-Aug-2010 | Current |
Kocheril Varghese ![]() | Director | 06-Nov-2018 | Current |
Jojo Njezhuvinkel ![]() | Director | 04-Aug-2016 | Current |
Abin Behanan ![]() | Director | 03-Mar-2020 | Current |
Puthukkunnathu Thankarajan ![]() | Director | 19-Nov-2022 | Current |
Financial Performance of S M L Finance.
S M L Finance Limited, for the financial year ended 2023, experienced modest growth in revenue, with a 2.6% increase. The company also saw a substantial improvement in profitability, with a 70.86% increase in profit. The company's net worth moved up by a moderate rise of 1.01%.


- Key Matrics
- Balance Sheet
- Profit and Loss
- Cash Flow
- Ratios
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What is the Ownership and Shareholding Structure of S M L Finance?
In 2023, S M L Finance had a promoter holding of 100.00%. The company had 1 Subsidiary. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Related Corporates (Common Directorship)
- Vanchinad Finance Private Limited
Griger Williams, Susanna Isaac and 4 more are mutual person
- Sangeeth Nidhi Limited
Griger Williams, Susanna Isaac and 1 more are mutual person
- Brd Securities Ltd
Chungath Simon and Jojo Njezhuvinkel are mutual person
- B R D Finance Limited
Chungath Simon is a mutual person
- Ayur Bethaniya Llp
Griger Williams and Susanna Isaac are mutual person
- Bethaniya Clinic Llp
Griger Williams and Susanna Isaac are mutual person
Charges (Loans)
₹109.01 Cr
₹454.21 Cr
Charges Breakdown by Lending Institutions
- Others : 63.73 Cr
- State Bank Of India : 30.08 Cr
- Indian Overseas Bank : 15.00 Cr
- Corporation Bank : 0.12 Cr
- Sundaram Finance Ltd. : 0.08 Cr
Latest Charge Details
Date | Lender | Amount | Status |
---|---|---|---|
10 Feb 2024 | Others | ₹3.32 Cr | Open |
11 Dec 2023 | Others | ₹2.67 Cr | Open |
30 Sep 2023 | Indian Overseas Bank | ₹15.00 Cr | Open |
31 Mar 2023 | Others | ₹6.46 Cr | Open |
06 Feb 2023 | Others | ₹1.32 Cr | Open |
How Many Employees Work at S M L Finance?
S M L Finance has a workforce of 181 employees as of Apr 05, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Deals i

Gain comprehensive insights into the Deals and Valuation data of S M L Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped S M L Finance's trajectory.
Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.
Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.
Latest Updates, News, and FAQs on S M L Finance
Recent activity within the organization
- Annual General Meeting
S M L Finance Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
- Charges
A charge registered on 28 Jun 2008 via Charge ID 10114073 with The South Indian Bank Limited was fully satisfied on 23 Aug 2024.
- Balance Sheet
S M L Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Ernakulam.
- Charges
A charge with Others amounted to Rs. 3.32 Cr with Charge ID 100880787 was registered on 10 Feb 2024.
- Charges
A charge with Others amounted to Rs. 2.67 Cr with Charge ID 100843605 was registered on 11 Dec 2023.
- Charges
A charge registered on 08 Sep 2021 via Charge ID 100480722 with Canara Bank was fully satisfied on 08 Dec 2023.
Frequently asked questions
What is the Incorporation or founding date of S M L Finance Limited?
S M L Finance Limited was incorporated on 13 Aug 1996.
What is authorized share capital and paid-up capital of S M L Finance Limited?
The authorized share capital of S M L Finance Limited is ₹ 15.00 Cr and paid-up capital is ₹ 6.03 Cr.
Who are the current board members & directors of S M L Finance Limited?
Currently 8 directors are associated with S M L Finance Limited.
- Griger Cherry Williams
- Chungath Cheru Simon
- Susanna Isaac
- Kocheril Ittoop Varghese
- Jojo Joseph Njezhuvinkel
- Sibin Paulson
- Abin M Behanan
- Puthukkunnathu Kuriakose Thankarajan
What is the registered address of S M L Finance Limited?
As per Ministry of Corporate Affairs (Mca), the registered address of S M L Finance Limited is El/Xv652Kmc Bethani Complex Road Kunnamkulam India, Thrissur, Kerala, 680503.
What is the corporate identification number (CIN) and company number of S M L Finance Limited?
The corporate identification number (CIN) of S M L Finance Limited is U65910KL1996PLC010648 and the company number is 010648 as per Ministry of Corporate Affairs (MCA).
What is the official website of S M L Finance Limited?
The Official website of S M L Finance Limited is https://www.smlfinance.com
What has been the recent revenue trend for S M L Finance Limited?
According to the financial reports for the fiscal year 2023, the revenue trend for S M L Finance Limited has risen by 2.60%.
How many employees does S M L Finance Limited currently have?
As Per 2023 financial reports, 181 employees are currently employed by S M L Finance Limited.
What change has been observed in the net worth of S M L Finance Limited, and by what percentage?
The financial reports for the fiscal year 2023 indicates that The net worth of S M L Finance Limited has experienced an upsurge of 1.01%.
What are the total open charges for S M L Finance Limited?
As per the financial statements for fiscal Year 2023, The total open charges for S M L Finance Limited amount to ₹ 109.01 Cr.
When was the last Balance Sheet of S M L Finance Limited filed with the ROC?
The most recent Balance Sheet for S M L Finance Limited was filed with the ROC on 31 Mar 2024.
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