Smart Credit India Finance Limited

Provides hassle-free loan services for vehicles, registered with RBI.

1996 | Tiruchirappalli, Tamil Nadu (India) | Active
Last Updated: October 23, 2024

Smart Credit India Finance Profile

Key Indicators

  • Authorised Capital ₹ 1.00 Cr
  • Paid Up Capital ₹ 9.28 M
  • Company Age 28 Year, 8 Months
  • Last Filing with ROC 31 Mar 2023
  • Satisfied Charges ₹ 0.36 M
  • Revenue Growth 167.15%
  • Profit Growth -389.97%
  • Ebitda -200.47%
  • Net Worth -8.39%
  • Total Assets 429.27%

About Smart Credit India Finance

Smart Credit India Finance Limited (SCIFL) is a Public Limited Indian Non-Government Company incorporated in India on 06 June 1996 and has a history of 28 years and eight months. Its registered office is in Tiruchirappalli, Tamil Nadu, India.

The Corporate was formerly known as Karur Gayathiri Finance Limited. The Company is engaged in the Financial Services Industry.

The Company's status is Active, and it has filed its Annual Returns and Financial Statements up until 31 March 2023. It's a company limited by shares with an authorized capital of Rs 1.00 Cr and a paid-up capital of Rs 9.28 M.

The company has closed loans amounting to ₹0.36 M, and has no open charges as per Ministry of Corporate Affairs (MCA) records.

Mookaih Sivasubramaniyam, Balasubramanian Kumar, Ramachandran Balashanmugam, and Two other members serve as directors at the Company.

Company Details

  • Location

    Tiruchirappalli, Tamil Nadu, India

  • Telephone

    +91-XXXXXXXXXX

  • Email Address
  • Social Media
    -

Corporate Identity Details

  • CIN/LLPIN

    U65191TN1996PLC035675

  • Company No.

    035675

  • Company Classification

    Public Limited Indian Non-Government Company

  • Incorporation Date

    06 Jun 1996

  • Date of AGM

    30 Sep 2023

  • Date of Balance Sheet

    31 Mar 2023

  • Listing Status

    Unlisted

  • ROC Code

    Roc Chennai

Industry

Financial Services

Who are the key members and board of directors at Smart Credit India Finance?

Board Members (5)

Name Designation Appointment Date Status
Mookaih Sivasubramaniyam Country flag representing In Whole-Time Director 06-Jun-1996 Current
Balasubramanian Kumar Country flag representing In Director 23-Jun-2022 Current
Ramachandran Balashanmugam Country flag representing In Director 23-Jun-2022 Current
Geetha Ramachandran Country flag representing In Director 23-Jun-2022 Current
Ganesan Sundar Country flag representing In Director Current

Financial Performance of Smart Credit India Finance.

Smart Credit India Finance Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 167.15% increase. The company also saw a substantial fall in profitability, with a 389.97% decrease in profit. The company's net worth dipped by a decrease of 8.39%.

Graph illustrating revenue growth over time
Graph showing profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
167.15%
Revenue from Operations
202.45%
Total Assets
429.27%
Profit or Loss
-389.97%
Net Worth
-8.39%
EBITDA
-200.47%

What is the Ownership and Shareholding Structure of Smart Credit India Finance?

In 2022, Smart Credit India Finance had a promoter holding of 31.40% and a public holding of 68.60%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

Charges (Loans)

Open Charges

₹0

Satisfied Charges

₹0.04 Cr

Charges Breakdown by Lending Institutions

  • Gda Trusteeship Limited : 0.04 Cr

Latest Charge Details

Date Lender Amount Status
16 Oct 2014 Gda Trusteeship Limited ₹0.36 M Satisfied

How Many Employees Work at Smart Credit India Finance?

Unlock and access historical data on people associated with Smart Credit India Finance, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Graph showing employee growth trends

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Smart Credit India Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Smart Credit India Finance's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Smart Credit India Finance

Recent activity within the organization

  • Annual General Meeting

    Smart Credit India Finance Limited last Annual general meeting of members was held on 30 Sep 2023 as per latest MCA records.

    30 Sep 2023

  • Balance Sheet

    Smart Credit India Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2023 with Roc Chennai.

    31 Mar 2023

  • Charges

    A charge registered on 16 Oct 2014 via Charge ID 10527341 with Gda Trusteeship Limited was fully satisfied on 27 Jun 2022.

    27 Jun 2022

  • Director Appointment

    Balasubramanian Senthil Kumar was appointed as a Director was appointed as a Director on 23 Jun 2022 & has been associated with this company since 2 years 7 months .

    23 Jun 2022

  • Director Appointment

    Ramachandran Balashanmugam was appointed as a Director was appointed as a Director on 23 Jun 2022 & has been associated with this company since 2 years 7 months .

    23 Jun 2022

  • Director Appointment

    Geetha Ramachandran was appointed as a Director was appointed as a Director on 23 Jun 2022 & has been associated with this company since 2 years 7 months .

    23 Jun 2022

Frequently asked questions

  • Smart Credit India Finance Limited was incorporated on 06 Jun 1996.

  • The authorized share capital of Smart Credit India Finance Limited is ₹ 1.00 Cr and paid-up capital is ₹ 9.28 M.

  • Currently 5 directors are associated with Smart Credit India Finance Limited.

    • Mookaih Sivasubramaniyam
    • Balasubramanian Senthil Kumar
    • Ramachandran Balashanmugam
    • Geetha Ramachandran
    • Ganesan Sundar
  • As per Ministry of Corporate Affairs (Mca), the registered address of Smart Credit India Finance Limited is Nachiyar Towers 5/26 E.V.R Salai, K.K Nagar India, Trichy, Tamil Nadu, 620021.

  • The corporate identification number (CIN) of Smart Credit India Finance Limited is U65191TN1996PLC035675 and the company number is 035675 as per Ministry of Corporate Affairs (MCA).

  • The Official website of Smart Credit India Finance Limited is https://www.smartcreditfinance.in

  • According to the financial reports for the fiscal year 2023, the revenue trend for Smart Credit India Finance Limited has risen by 167.15%.

  • The financial reports for the fiscal year 2023 indicates that The net worth of Smart Credit India Finance Limited has experienced an downturn of -8.39%.

  • The most recent Balance Sheet for Smart Credit India Finance Limited was filed with the ROC on 31 Mar 2023.